A person who completely fails at everything they try, even things that they themselves masterminded.
Joe Beerbottle has a good job, family and home. He quits his job and sells his house to start a buisness which fails and he loses all his money and his house. Joe Beerbottle is a Shmowzer.

One could also be a Shmowzer in a single moment like, spilling a beer they just poured for a girl, on the girl.
by muleonmushrooms September 7, 2009
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