Southern
USA.
Ex. Two
people need or want to purchase an item. Neither one has enough
cash, credit to purchase the item.
If they go in 'havvers' they can purchase the needed/wanted item. Each person paying half of the total cost.
Fred sure does need that tractor for his farm work; he ain't got the
money for it. Fred talks to Leroy about needing that tractor and his lack of
money. Leroy is very happy! Fred, I need that same tractor and ain't got the
money. How 'bout you and me go in 'havvers' and buy it?
The deal is made. Fred pays half; Leroy pays half the cost. The two men share the use of the needed tractor.