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Cliff96's definitions

HELOC

Home equity line of credit
revolving credit (like a credit card) that uses one's home for collateral
Bob went to XYZ Bank to refi his second mortgage into a HELOC so he could have continued access to the equity in his home.
by Cliff96 September 2, 2005
mugGet the HELOCmug.

on the tit

phrase used to describe a baby that still breastfeeds.
Jonah will probably be on the tit until he turns one year old.
by Cliff96 June 26, 2006
mugGet the on the titmug.

skin to win

1. used to descibe a wet t-shirt, best bikini or similar contest in which one or more contestants have started to remove said wet t-shirt or bikini. Since these are often judged by the audience, other contestants are forced to show more skin to have a chance at winning
2. contest in which showing breasts or more is required to win
The crowd went wild when that crazy chick took off her top. All the other contestants started doing the same since they knew it was now skin to win.
by Cliff96 July 27, 2005
mugGet the skin to winmug.

P&C

property and casualty
A type of insurance that covers any property (i.e. car, house) in the event of loss or damage.
I just got my p&c insurance license. Now I can sell car insurance and home owner's insurance. Yipee!
by Cliff96 August 3, 2005
mugGet the P&Cmug.

worm burner

when a golf ball is hit hard and is intended to go airborne but instead rolls or skips along the ground at high speed.
I played golf with my uncle for the first time yesterday. He thought it was hilarious because I only hit worm burners and never got the ball off the ground.
by Cliff96 August 24, 2005
mugGet the worm burnermug.

cgf

Chinese gil/gold farmer.
Used to describe Chinese players that play MMORPG's to collect as much in-game money that is sold to internet sites that in turn sell to atcual players of the game.
I can't make any money mining in Gusgen anymore cuz it's always overcamped by cgf.
by Cliff96 April 21, 2005
mugGet the cgfmug.

tits out

state of having one's breasts exposed
common usage with public flashing
Kathy got drunk and ended up tits out. She was flashing everybody that stopped to look.
by Cliff96 July 27, 2005
mugGet the tits outmug.

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