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Cliff96's definitions

refi

1. (v) shortened form of refinance,
to pay off an existing loan with a new loan
2. (n) an application to refinance a loan
Bill went to the bank to refi his car loan.

Banker: I was working on that refi for bill. I doubt we can do it since his credit is jodido.
by Cliff96 September 4, 2005
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AD&D

Accidental death and dismemberment
A type of insurance that is characterized by a very low premium and payouts in the event of an accidental death, loss of a body part, or loss of the use of a body part (i.e. finger, leg, ear, head).
It's generally a comical type of policy because you can see how much each of your body parts is worth.
I got $2000 from my ad&d insurance policy when the shark bit my leg off.
by Cliff96 August 3, 2005
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worm burner

when a golf ball is hit hard and is intended to go airborne but instead rolls or skips along the ground at high speed.
I played golf with my uncle for the first time yesterday. He thought it was hilarious because I only hit worm burners and never got the ball off the ground.
by Cliff96 August 24, 2005
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skin to win

1. used to descibe a wet t-shirt, best bikini or similar contest in which one or more contestants have started to remove said wet t-shirt or bikini. Since these are often judged by the audience, other contestants are forced to show more skin to have a chance at winning
2. contest in which showing breasts or more is required to win
The crowd went wild when that crazy chick took off her top. All the other contestants started doing the same since they knew it was now skin to win.
by Cliff96 July 27, 2005
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on the tit

phrase used to describe a baby that still breastfeeds.
Jonah will probably be on the tit until he turns one year old.
by Cliff96 June 26, 2006
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tits out

state of having one's breasts exposed
common usage with public flashing
Kathy got drunk and ended up tits out. She was flashing everybody that stopped to look.
by Cliff96 July 27, 2005
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dressed to the nines

Phrase that means perfectly dressed in the most fashionable attire. Would most likely be used in evening attire fashion such as being dressed for a formal occasion in which a person would dress their best to command as much respect and attention as possible.
We could tell the black tie event was the most important of the social season. Everyone was dressed to the nines.
by Cliff96 May 22, 2006
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