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Street smart, credibility, or knowledgeable
beyond a person's years about living in the ghetto;growing up in a bad neighborhood or dangerous part of town
I grew up in the inner city, moved away when I was 17, I still have my ghetto credit.

I haven't lived in thehood for a long time, but I can still score a sack with my ghetto credit.
by Laura the Explora February 09, 2009
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