Any business or organization that is so inherently dishonest in its general dealings that any person who joins said organization has no choice but to be fully cognisant of said dishonesty and therefore wilfully engages with it, thus becoming a member of the collective in perpetuity.
"I was trying to get a straight answer from my insurance company on exactly what my coverage was but had to sift through a bunch of legalese and doublespeak. What a douchebag collective."

Insurance companies, telemarketing firms, tobacco companies, oil companies, etc...
by mjoa December 10, 2010
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