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Cocklaphobia 

A Phobia or Fear of hats or headgear, perhaps what is under them, or of wearing them.

The opposite of this would be the love or fetish of hats kapelophile which likely stems from the French words chapeau, chapeaux, chapeaus, capel or chapel which originate from the Latin word cappellum "hood, hat", the diminutive of cappa "hooded cloak", which is also where cap pulls it's original meaning from.

Thus, you could extrapolate kapelophobia or chapeauphobia, chapeauphile could just as well be valid words.. if you are creative like that, and they sound a more appropriate than... cock-laphobia

We seem to be lacking good long fancy words for hat, which is a real shame. *tips hat*
His cocklaphobia meant that he preferred to use an umbrella.
Cocklaphobia by HD6 April 30, 2012
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cockphobia 

Damn, that chick has cockphobia
cockphobia by Joe Barugeo May 24, 2006

Cockaphobic 

A way of describing someone with an intense and persistent fear of the cock.

It is always worthy of word of the month everywhere.
Alexandra is cockaphobic.
Cockaphobic by The Ma'am March 12, 2010

Coalaphobia 

The Pathological and Ideological Fear of Coal
“There’s no word for Coalaphobia officially, Mr Speaker.” - Scomo 2017
Coalaphobia by NormoftheNorth October 2, 2020

Cockophobia

Cockophobia is the extreme fear of the scrotum and the penis.
If or when you whip out for penis, and your girlfriend screams, this is the fear of cockophobia.

cockaphobia 

heartie has a severe case of cockaphobia
cockaphobia by tre June 6, 2003

cockaphobia 

cockaphobia is the only way to describe Abby , seen more with girls than guys because of her cockaphobia
cockaphobia by george jones November 15, 2006