When your grandmother inherits hundreds of thousands of dollars from your grandfather and also earns a hefty retirement from Social Security, despite the fact she hardly worked at all in her life.

Traditional grandmothers had curly hair styles that "fluffed" up hair styles (30s/40s decades). Floof describes the puffiness of her hair.
You may be rich, but you're not FLOOF RICH. I'd suggest you apply for a loan from the Bank of Floof.
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