Someone who does absolutely nothing with their life, has no job, no future, and always tries to find a way out of having to get a job. Because only men can have a full neck beard (there are of course exceptions) they are usually the ones referred to as a neck beard.
Man my friend is such a neck beard that he took out yet another loan to pay for his tattoos as well as another speeding ticket he got last week
by ray ray va jay jay January 18, 2011