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IJustHadSexButImMarriedSoItsOk's definitions

ATM

Abstinence 'Til Marriage. Often referred to as one's "ATM card," similar to one's "V card."
Bob: Hey, man, I heard you gave up your ATM card.
Joe: Nah, dude. ATM is where it's at!
Bob: Totally! All the cool kids are doing it!
Joe: Well, technically they're not doing it!
Bob: Haha, oh Joe, you got me there!
mugGet the ATMmug.

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