Noun; present tense.

lutraphobia is the fear of those pesky creatures, otters. The subject of fear is those pesky teeth and sharp... fur. lol

dude 1: dude that otter is giving me the creeps

dude 2: clearly you have lutraphobia

dude 1: omgwtfbbq

dude 2: no kidding
by razza62 August 4, 2008
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