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1.
1. A low-level official who wields great power in a bureaucratic system -- the opposite of an "overloard."

2. Someone who can make your life miserable by enforcing obscure rules and regulations in a sadistic manner.

3. The true power brokers of bureaucracy.
Don't upset Marvin! He's the Underlord of the insurance claims division. With one click of a button, he can double your premiums or deny you coverage.
by Peter Kobs December 11, 2009
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