A Tom Terry is a close friend or one of the lads, usually very unassuming normal guy but given the opportunity will try and have sex with any of his close friends girlfriends or wives, like john terry.
''Did you here jamies been in a car accident?''

''better check on his girlfriend, i bet matrins already down at her house being a tom terry''
by Emilethedon October 13, 2015
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