Villainous Usurious Bank Monkey (VUBM): Yes it is
Me: What is this $15.00 fee on my statement for date 12/15?
VUBM: You withdrew money from a Bank of America ATM.
Me: That is true, but this penalty seems both exorbitant and unfair.
VUBM: I am sorry sir but that is our standard Surcharge Sodomy fee.
Me: I see....(expletive)