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1.
To live completely beyond one's means via the purchase of an expensive automobile. Said automobile will usually cost in excess of $800 a month, and the purchaser will most likely be under 25 years of age and live in an apartment or townhouse with multiple roommates.
"My fiance and I live in an apartment without health insurance, and she just got a new S5!"

"Rguyism is spreading like wildfire..."
by More Cowbell October 30, 2007
 
2.
Playing Russian Roulette with Chapter 13 Bankruptcy.
My S4 wasnt getting the attention I wanted, so after finding 2 more roommates, I just picked up a SL55. Thanks Rguy!

Rguyism is taking over!
by Bub Rubb October 30, 2007