a small town in california on the beach, where clint eastwoord was the mayor. filled with way too many rich, old people, and tourists. celebrities visit, and jennifer annison has a home here.
by idontgivemynumberout May 17, 2008
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1. A city in California (pronounced CAR-MELL) south of the Bay area. Population of 4,078 in 2000.

2. A city in fast-growing Hamilton County, Indiana (pronounced CAR-MUHL)and a posh suburb of Indianapolis. It is much larger than the California city with the exact same name. It is one of the fastest-growing communities in Indiana (above 30,000 that is) and one of the fastest-growing in the Midwest. It had a population of just 28,000 in 1990, up to 38,000 in 2000, and a special census in 2007 recorded approximately 85,000. The city is experiencing growing pains. Carmel is in the process of annexing Clay Township, due to heavy growth. Its population growth requires its sewers to be upgraded. It was considered just a bedroom community for Indianapolis for many years, but things are quickly changing. It has gained thousands of jobs and population in just a few years as companies expand or even relocate to the area. It was ranked as one of America's top 25 best places to live according to Forbes Magazine in 2006.
Carmel, Indiana is a very nice community to live with good schools, a family atmosphere, low crime and a growing number of jobs. It is one of just a few towns in Indiana with a lot of rich people.
by krock1dk@yahoo.com December 4, 2007
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A city in Indiana just north of Indianapolis that everyone hates. People who live there hate all the stereotyping, and people who don't live there insult them as much as possible and know that they're actually just snobby rich kids. Most Carmel High School attendees are either super rich, rich, or not that rich at all. There is no medium. The only other High School in Carmel is the ridiculously small and lame University High School. Everyone who goes there is either on a minority scholarship or is ridiculously rich.

If you ask anyone who lives somewhere else, say, Zionsville or Westfield, people in Carmel are rich, stuck up snobs who like to flaunt their wealth. A lot of them are, and they know it. Most aren't really all that rich, but they like to think so because they live in Carmel. Other people who live there are probably pretty rich, but they most likely aren't all that stuck up and snobby.

Everyone outside of Carmel loves to hate on Carmel because of their cocky football team and their snobby residents. When people enter Carmel they often make jokes such as, "Hey, I think I need to upgrade to the new iPhone and buy a car that looks much more expensive than it really is."

In all fairness, people either like or hate Carmel. To be honest, a lot of the rich people there aren't all that bad, even a decent amount of University kids, but some of them are stereotypical snobby Carmel kids that makes you proud you don't live there.
"Oh god yes, we get to play Carmel's football team. I can't wait to see that idiotic stuck up fan base so we can laugh at them behind their backs."

"Look at that kid, he's obviously from Carmel, he has a Mercedes and a $5000 watch."

"I wish people would stop associating me with all those other idiots in Carmel." "Yeah, well just look at your house, it's at least $2 million."
by westfisheronsvillecarmapolis October 20, 2011
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Carmel is a suburb on the north side of Indianapolis. Many wealthy people live there including sports stars and CEOs. This may be the reason that many "Carmelites" call themselves rich. However, most of the people that reside in Carmel are not "rich". This brings me to a good example: in Carmel, some say that there neighborhood streets are lined with "CEOs, Presidents, and VPs". In reality, it is more like "$100,000 in debt, $200,000 in debt, and $300,000 in debt".

Most of the neighborhoods in Carmel are made of modest size houses, only a few have houses that one would consider "huge". You will also see a lot of Mercedes and Jaguars around town, but don't be fooled because most of these cars are leased. If they are not leased, then they probably require the last few cents of their paycheck to pay the bill for it. I say probably because like I said earlier, there are a select few in Carmel who can afford to write a check for a S600 Benz.

You will be able to tell who is living paycheck to paycheck in Carmel by walking inside their home. Even if it is a large house, look at their furniture. Does the house seem empty? Does the couch look 10 years old? If you get the sense that the furniture doesn't match the house, they are most likely in debt up to their eyeballs.

Carmel is a very materialistic community. You are defined by what you posses. For this reason, Carmelites find the need to buy a nice car. Since most of the people who live in Carmel are not capable of purchasing an S-class or a 7 series, they opt for the bottom of the line C230 Benz or the 325i BMW.

For some reason, there are a lot of "Wiggers" that go to Carmel high school even though there are almost no black people living in Carmel. The kids also like to talk about money. You will often hear "I just bought a $300 dress at the mall yesterday" instead of the modest phrase, "I just bought a dress at the mall yesterday". They think the more something costs, the more important they are as a person. This is the general mentality there.

Zionsville is a neighboring suburb also considered "wealthy", but you won't find many people in Zionsville acting like it. They have been taught the importance and respectfulness of modesty. You would never know the difference between the kid in school who drives the 750Li BMW and the one who drives the 1999 Camry. Zionsville has always been "old" money and Carmel is considered "new" money. This shows by the way people act. Old money has no need to prove their wealth, they have grown up knowing they have money and so have their parents and so on. In Carmel, the people go to college and get a good job then fall into money. They feel the need to show everyone that they now have a 6 digit paycheck.

Bottom line is if you want to put yourself in huge debt to keep up with the neighbors, move to Carmel. If you want to retire early and leave money for your kids, move to Zionsville.
Carmel - $150,000 paycheck. $90,000 after taxes. $4,000 mortgage payment x 12 = $48,000. 2 $600 car payments x 12 = $14,400 (includes their only 2 vehicles). This leaves $27,600 for other bills and necessities.

Zionsville - $150,000 paycheck. $90,000 after taxes. $0 mortgage because they already own the house. 1 $600 car payment x 12 = $7,200 (they already own the other 3 cars in their garage). This leaves $82,800 for other bills and necessities. See the difference.
by coltstimebaby December 23, 2007
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Someone who is very very hench(stong)
Woahh, your well Carmel
by BobTedd April 17, 2008
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A city in Indiana where there is too much drama, everybody is spoiled and rich, and all the kids are snobby :)

Also, hated by other cities nearby for our awesomeness.
Kid 1: That guy looks nice.
Kid 2: He's from carmel.
Kid 1: Nevermind, I hate him.
by iheartkesha March 18, 2011
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pronounced CAR-MULL. A city in Hamilton County, Indiana with a population of some 66,000 in 2007 and a posh suburb of Indianapolis. Probably the only “wealthy” community in Indiana. Many Hoosiers mistakingly believe Carmel is rich and envy its residents for some reason. It is no doubt a very nice and growing community but the truth is that there are tons of similar-sized communities around the country with way more money than Carmel could ever dream about, making it only an upper middle-class community. It’s not even the richest community in the Midwest by a long shot. In fact, a similar but smaller community of Zionsville to the immediate west could rival Carmel’s wealth per-capita, except they don’t brag about their perceived “wealth” and know how to respect individuals who have less than they do.
Hoosiers have no reason to be envious of Carmel because it is only an upper middle-class community. Many Hoosiers are jealous of its perceived wealth because they have no life of their own, but yet enough time on their hands to insult those who have worked for a living to obtain what they have. How jealous and childish. If your life sucks, then change it.
by krock1dk@yahoo.com March 27, 2008
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