A city in Indiana just north of Indianapolis that everyone hates. People who live there hate all the stereotyping, and people who don't live there insult them as much as possible and know that they're actually just snobby rich kids. Most Carmel High School attendees are either super rich, rich, or not that rich at all. There is no medium. The only other High School in Carmel is the ridiculously small and lame University High School. Everyone who goes there is either on a minority scholarship or is ridiculously rich.
If you ask anyone who lives somewhere else, say, Zionsville or Westfield, people in Carmel are rich, stuck up snobs who like to flaunt their wealth. A lot of them are, and they know it. Most aren't really all that rich, but they like to think so because they live in Carmel. Other people who live there are probably pretty rich, but they most likely aren't all that stuck up and snobby.
Everyone outside of Carmel loves to hate on Carmel because of their cocky football team and their snobby residents. When people enter Carmel they often make jokes such as, "Hey, I think I need to upgrade to the new iPhone and buy a car that looks much more expensive than it really is."
In all fairness, people either like or hate Carmel. To be honest, a lot of the rich people there aren't all that bad, even a decent amount of University kids, but some of them are stereotypical snobby Carmel kids that makes you proud you don't live there.
"Oh god yes, we get to play Carmel's football team. I can't wait to see that idiotic stuck up fan base so we can laugh at them behind their backs."
"Look at that kid, he's obviously from Carmel, he has a Mercedes and a $5000 watch."
"I wish people would stop associating me with all those other idiots in Carmel." "Yeah, well just look at your house, it's at least $2 million."