1. Hoe is actually a term of endearment to some. It's a friendly word towards those you know and love.
2. Hoe can also mean a person who is loose, sleeps around with multiple men and usually carrying a shitload of STDs.
1. Boy: Good morning
Girl: Good mornin' hoe, how are you?
2. Damn that broad is a hoe, you saw how she looked at my husband?