This occurs when a dude, probably a virgin, is about to have sex with a chick but in his supreme excitement, blows his load before he even gets his pants off. In the case of the speeding ticket, the girl gives him a piece of paper with a penalty of her choosing written on it. The guy must follow the instructions or she will tell of his premature ejaculation.
Dude, somebody told me Gunther got a speeding ticket from Alyssa last night and she made him eat his cum. Fuck, what a tool.