When one has an unexpected disaster that makes one feel as if they just got "fucked in my ass." Usually financial in nature, but always a major catastrophe.
"When the transmission went out on my car, I declared it a F.I.M.A. disaster. It cost me over $2,000!"
by Absolut Ang January 27, 2009
Get the F.I.M.A. Disastermug.