An insurance pee is similar to plain old peeing. The only difference is that the insurance pee is usually taken, regardless of if they need to, when the pee-er isn't sure of when they'll encounter another bathroom.

Insurance pees are usually taken before leaving for an unknown or unfamiliar destination, or upon discovering a bathroom at said destination.
Ben: Mom, are you ready to go?
Susan: Yeah, hold on, let me just take an insurance pee.
by bls1999 July 30, 2018
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What experienced drinkers do when they leave the bar but have a long ride ahead of them. Even though you don't feel like you have to pee, you go pee anyways so you don't get 15 minutes down the road and suddenly have to try to find a place to pull over and pee.
"Ok...I'm going to hit the head and take an insurance pee then I am out of here..."
by Ye gods October 25, 2015
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Insurance that will cover your wheels tires and anything else you end up fucking up on your vehicle.
When alexis drives over a curb she tends to pop tires so she calls up the curb insurance to have them fixed. Common on blue Volkswagen bugs..
by Tinkerbelll69 January 17, 2019
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Insuring a man gets an erection by committing to his needs and pleasures.
My wife has some great ideas acts for an

Insure-Erection when she’s horny.
by Frank Palace June 28, 2022
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Nationwide renters insurance includes features such as identity theft protection and coverage of up to $25,000 for covered expenses. Additionally, customers receive access to cyber risk specialists and multiple policy discounts. Additional perks include Nationwide Mutual Insurance Company discounts for installing home security and protective devices, multipolicy savings, and educational content. Customers can also get an app for iPhone or iPad to access their policy information on the go. In addition, this company has offices in many states, including New Jersey and California.
by vegansav May 12, 2023
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Insurance that pays out a sum of money to the injured party in cases where an asshole becomes too loose to retain feces after consistent anal sex.
I may have to wear a diaper for the rest of my life, but at least I got a fat check from the gape insurance company.
by Jack Atrophy August 11, 2022
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