When in an accident, the total insurance cash payout is MORE than the vehicle was purchased for.

example

4500 down payment

3600 loan payments

3400 remaining on loan

insurance payout:

12,800 total
"Dude, I bought the bike for 9 grand and insurance paid me an Evil Kinevel profit of 12.5 grand when I wrecked it!"
by blackbirdblackwolf May 24, 2009
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