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1. unscrupulous money lenders that charge exorbitant interest rates and impose draconian terms towards loan repayment.

2. loan sharking

3. One how embraces 'asymmetrical risks---the lender must pledge substantial assets to secure the load beyond the value of the loan.
Those banskters want me to give my title to my car for a 600.00 loan; my car is worth 6500.00.
by Island dweller February 23, 2013