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While "ratchet" has to do with someone from the ghetto, "Upper Class Ratchet" is a rich daddy's girl who wants her entire life to be a fairy tale. She wants to live in a mansion, meet her prince charming, and have only the finest things in life. She is usually very snobby and thinks the world owes her a debt of gratitude.
Madelyn: What is Rachel doing?
Joanne: She's fighting with another rich bitch over a $30,000 Gucci handbag.
Madelyn: That is SO Upper Class Ratchet.
Joanne: Totally. That snob needs a reality check!!
by lucaseddie April 17, 2014