A poorly educated individual from the lowest of social classes. An individual without manners and that totally lacks charm.
The term does not relate to financial wealth, a scutterbag can be wealthy or poor. For example, it could be said that Kerry Catona is a scutterbag, even though she is quite wealthy.
The term is not related to race, religion, age or gender.
That girl has just spat on the floor, what a scutterbag.