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2.
A person that gets used by one another for their credit/debit card.
1-"Hey bro, is that your girlfriend?"
2-"Nahh, just a swipa...she be buying me stuff all the times."
by JDflashy February 18, 2011
 
1.
How someone would abbreviate "sweet piece of ass" in conversation.
Bertha: "You're boyfriend is so cute, quite the sexy beast."
Libby: "Bertha, don't be silly. Barett is one hell of a SWIPA."
by SWIPAgurl April 13, 2010