Some one who does not pay back loans, reimburse people or pay for what he or she said they would. If you do receive payment it is usually late by weeks, even months and is never for the full amount. Payment is usually followed by a sad story that no one gives a shit about.
Paul P: Can you pick up some duct tape at the store?
Me: No.
Paul P: Why not?
Me: Cause you have nigger credit
PaulP: What? How do you figure?
Me: I loaned you money two months ago! You said you would get me a check that week once i gave you the receipt. Instead you decided to not pay me and use the receipt as a tax write off you cheap bitch. Fuck you and everything you stand for.
by Kevin Shores December 5, 2008
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