CDKA&EU is a symbol that stands for Conscience, Discretion, Knowledge, Acceptance and Empathetic Understanding. These are thought to be the Virtues we Souls are accumulating by completing Karma over many, many lifetimes.
CDKA&EU, when fully acquired, would represent "wisdom". The possession of CDKA&EU is akin to Enlightenment and thought to be possessed by Saints and mystics. This is quite different than possessing intelligence, or being smart.
A person possessing substantial CDKA&EU would be kind, honest, forgiving, and abstain from negativity.
Possession of substantial CDKA&EU would cause a person to be withdrawn "from the world" in that such a person would tend to be quiet, aloof, and dedicated to meditation and Spirituality.