When people make money off the suffering of others. They give faint hope to others and for that faint hope of improving their situation, they most likely wreck their entire life.

A buzz word being used to refer to creators and influencers forming or encouraging unhealthy relationships with their fans. Usually used in the context of young audiences feeling they have a relationship with the influencer due to the huge amount of the influencer’s content they consume. The influencer in question, however, is unaware of the fan’s existence other than the general knowledge of having fans. Common examples include Dream and his stans. These relationships are exacerbated by the influencers confirming they have more than a creator-to-viewer relationship.

The word is circulating due to various YouTube essays about the phenomenon using the word, and therefore people who enjoy complaining about influencers repeating what they heard in the video in any comments section they can find.

Charging an exorbitent interest rate for borrowed money. Considered a criminal act in many countries.

An answer to usury is lending circles. These have a long history in various countries. The non-profit Mission Asset Fund introduces them in the USA and take it one step further in that members of the lending circle are able to boost their credit scores. Each member will, for example, put $100 in the shared pot monthly. Then, after ten months that person will get $1000 with no interest rate. Their monthly contributions will be reported to a credit bureau to enhance their credit score.

the illegal action or practice of lending money at unreasonably high rates of interest. Or borrowing repeated money from close friends without paying interest ie:Randy Furnia from Philip Volk.