Scofflaws, cheats, deadbeats and other losers use this phrase as an excuse for their miserable failures in managing their money

You can now effectively contribute to any conversation simply by adding "not in this economy" at the end.

a preface or tag line used to mollify or quantify any ridiculous or unscrupulous action or statement

the reason why you lost your job, your 401k was wiped out, you don't have health care, your wife left you, and your dog died. there should be a country song about it.

A multi-function excuse usable for absolutely anything.

The pre-cursor to a bad decision or proposition, usually as an excuse.

Something lazy retards (such as myself) use as an excuse to not get shit done.