Someone who drives a Caddy, but cannot make the payments. Someone who has a new Lexus but lives in a trailor park. Someone who wears fashionable labels, but cannot afford lunch. Someone who just got their paycheck and is spending it to impress rather than paying their bills.

A portmanteau of carpe diem, a Latin phrase that means “Seize the Day!” and DM, which stands for Direct Messages. This word means seizing the day via DMs.