to make, something on the order of, 100,000 times more than the average human; and then pull to, in an all-or-nothing boneheaded move, piss it away.

A jack off buddy (from 'cum' /'come', meaning 'semen', and 'companion'); a friend that you get together with for sessions of solo or mutual masturbation
Variant of: cumpanion (from 'companion' & 'cum'); jack off buddy & wank bud & JO buddy
Similar to: fuck buddy