Means a Filipino female. Oddly enough, despite the fact its commonly used, the word "pinay" is not in the US dictionary.

a fine filipino girl that is smart and intelligent. and most likely is a nurse when they will grow up

A beautiful pacific islander that has good morals and discipline from her mother. Is most likely a straight A valedectorian in school and will be a doctor in the future.

Pinay is a female from the Philippines, Pinoy is a Male from the Philippines.

Filipino = Male
Filipina = Female

One of the skinny amateur Asian porn star breeds along with Thai's, Chinese, Vietnamese, etc.