The act of being short on money, or being in a tight financial situation that generally could have been avoided by being financially adept. Further, it can also be used when one has little to no liquid funds due to being jumped, a by-product of living in the hood.

A portmanteau of carpe diem, a Latin phrase that means “Seize the Day!” and DM, which stands for Direct Messages. This word means seizing the day via DMs.