When you're so broke you spiral into a deep depression stopping you from doing things you love and hanging out with people.

The two states of being are as a human being, or a hungry ghost. Semi-regularly you need to ask yourself which you are. Sometimes it is human. Others, alas, it is hungry ghost.

The hungry ghost seeks validity outside of themselves. Someone pining for an indifferent ex is a hungry ghost. Someone who arrives alone at 6:30 on Saturday night to a pub is probably a hungry ghost. Obsessive checking of mobile phones, chat sites or networks are clear signs that one is a hungry ghost.

The best thing to do is just stay home and ride it out. Read a book. Find some good clean fun.

The crippling emotion that is a combination of financial anxiety caused by student loans and depression

I'm aware there is another definition of this on the site but here is mine. Debtpression is when you are in debt probably deep in debt therefore causing you to be depressed over it and you probably can't pay back your debts thus making both debt and depression worse.