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Used to describe a female significant other of an individual who they are not married to, although their relationship is extremely similar to that of a marriage.

A cold marriage is used to describe the couple itself; cold marriages are often between two people who are living together, may have children, and entirely joint expenses and lifestyles without any legal marriage ever taking place. This may be legally and formally be referred to as "common law marriage".
"Chelsea had her health coverage from her job change from Blue Cross to Aetna."
"She doesn't get your coverage?"
"Nah man, that's my cold wife."
by Ciggy5 October 04, 2019
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