A bertlow is anyone who lives in the bad part of town, has had 50 different jobs in 3 months, etc. Also known as a loser, scrub, etc. Comes from Wickenburg, AZ, where a man named "Bertlow" was such a loser that the town's youth started calling all losers "bertlow".

v. collectively or individually finding someone/something to blame for a problem, as opposed to brainstorming which connotes finding solutions to a problem

n. the act of finding someone/something to blame for a problem

(from a TV ad for HD television)