The XRP Army are a growing force in the cryptocurrency community who are investors in the decentralised XRP ledger which Ripple created. Over 1 million strong ~ they are amongst the first 13% of early adopters in this CryptoCurrency ecosystem ~ Disliked by many because of the growing trend of investors who truly see the potential of XRP's adaptability.. particularly in cross-border remittances for global institutions ~
Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc., a US-based technology company. Released in 2012, Ripple is built upon a distributed open source protocol, and supports tokens representing fiat currency, cryptocurrency, commodities, or other units of value such as frequent flier miles or mobile minutes. Ripple purports to enable "secure, instantly and nearly free global financial transactions of any size with no chargebacks."

v. collectively or individually finding someone/something to blame for a problem, as opposed to brainstorming which connotes finding solutions to a problem

n. the act of finding someone/something to blame for a problem

(from a TV ad for HD television)