Unlike a Fintech, who is dedicated to enabling financial or payment technology, a Techfin is first and foremost a technology company, who happens to consider payment to be one part of their holistic customer experience.

Techfin's are often large organisations that are designing complete consumer ecosystems and require integrated payment capability.

A Techfin could also be a small niche provider of services such as billing with integrated payments. These kinds of providers are emerging as part of the growing Open Banking space in a number of markets.

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