When a "woman" covers her genitalia with a food product (whipped cream) and someone (preferrably male) goes down on her to only find a "banana in his icecream sundae".

Anatidaephobia is defined as a pervasive, irrational fear that one is being watched by a duck. The anatidaephobic individual fears that no matter where they are or what they are doing, a duck watches.

Anatidaephobia is derived from the Greek word "anatidae", meaning ducks, geese or swans and "phobos" meaning fear.