A modern-day descendant of the famous Cinderella's-carriage-recycler, this shameless freeloader-dude scuttles around to all da local banks --- even the ones that he doesn't have an account with --- on Fridays, when they offer free bags of salt-buttered popcorn.

v. collectively or individually finding someone/something to blame for a problem, as opposed to brainstorming which connotes finding solutions to a problem

n. the act of finding someone/something to blame for a problem

(from a TV ad for HD television)