noun. The amount of "karma" you have saved up in your life. Generally obtained by doing good deeds such as saving a life, giving to a charity, or helping an old person cross the street. Lost by performing acts of selfishness and immorality such as illegal activities, "screwing someone over", infidelity, etc.

Technically speaking, if one obtains a large amount of moral dollars, they can spend these moral dollars with less concern as they are "doing more good than bad." Obviously a flawed philosophy with little ethical sense but used to rationalize vices.

When you eat dirt for the first time and leave your family to build a shack in the woods