When you are wearing a sports jersey with those little holes on a cold day, and the holes scrape across your nipples, making it feel like someone just cheese gratered your nipples.

Anatidaephobia is defined as a pervasive, irrational fear that one is being watched by a duck. The anatidaephobic individual fears that no matter where they are or what they are doing, a duck watches.

Anatidaephobia is derived from the Greek word "anatidae", meaning ducks, geese or swans and "phobos" meaning fear.