When a fellow person is bent over and his or her shirt is too far up as well as their pants are too far down. Therefore showing posterior crackage complete with a living bear of fur in between said buttocks

v. collectively or individually finding someone/something to blame for a problem, as opposed to brainstorming which connotes finding solutions to a problem

n. the act of finding someone/something to blame for a problem

(from a TV ad for HD television)