Is a sarcastic derogatory double entendre , usually made after a terrible golf shot. The key is the acronym l.o.f.t. meaning lack of fucking talent. It is best used against an unsuspecting victim who presumes by loft you mean the loft of the golf club.
Playing partner, "I think you had too much loft on that shot."
Shot maker, "No, I just caught it a little fat."
Playing partner, "By L.O.F.T. I meant lack of fucking talent, dillweed."
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