1. Precisely correct, without any error.
2. Unsubtle or overly and clumsily direct. Used when characters in a narrative leave no room for subtext with their eye-rollingly obvious dialogue. Not a general term for bad writing.
1. Guess how many beans in this jar. Forty thousand and one? On the nose, ladies and gentlemen!
2. Excuse me, but I don't quite think we should have Helga say "I am sad. I hate you and you smell." It's a bit on the nose.
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