loac is an acronym for 4 different words.
life, of, a, clinger
This word comes from a bunch of kids from Redmond, WA. They made it up to alert another friend when a "clinger" came along (a person that is a loser and "clings" to other people). Although this word used as a whole word acronym does not make sense, the point still gets through.
guy 1: what's up
guy 2: shit dude
guy 1: what?
guy 2: loac!
*guy 1 and 2 run away*
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