Jecked-up describes the handling by an individual, enterprise or government that takes a process or procedure that's simple, straight forward, easy, productive and of great value to the socio-economic good of a society, individual or enterprise then makes the process or procedure a totally inoperable failed process and implementation impossible because of absolutely unnecessary and incompetent handling of the process or procedure usually with the end purpose being to profiteer as an entity that has 'value added' quality to its services in the economy with financing , sales or manufacture of a commodity.
The financial services and real estate industry has totally JECKED-UP the ability of the American consumer to have basic economic residential shelter that provides safe and comfortable homes for the American family.
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