something that tosser insurance companys use, so you can't sue some corporation because there was an accident with a man made object, that was caused by a natural event, so say, a mudslide pushes your poorly constructed house over, along with another 200 peoples, nobady can sue the builders because they didn't cause the mudslide. widely documented in the fictional movie with billy connoly, "the man who sued god" about a man whose bat is destroyed when lightning strikes it, and sets off to sue the insurance company, then, after discovering about the act of god rule, goes and sues god...
my car was hit by a weakly cemented signpost during gale force winds, and I can't sue the fucking council because it's an act of god dammit!
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