Similar to a wet willy except that instead of licking your finger to get it wet, you stick it in a woman's vagina to get your finger lubricated. Then you stick your finger in her ear like a wet willy.
I was rolling around naked with my girlfriend, and then all of a sudden she said she didn't feel like having sex. I was pissed, so I stuck my finger in her coochie and quickly gave her a wet vagilly to teach her a lesson.
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