A mental collection of visual images one stores in ones mind to remember later for purposes of 'self pleasure' see: masturbation. Entered into the spank bank are an array of images of people (usually ones you want to bone) in either suggestive or totally non-sexual situations generally seen in real life.
Ie; a girl in a mini skit, a low cut top and/or heels/A girl waiting at a traffic light eating a lollipop. A girl bending over to pick up a coin. A girl at a club making out with another chick.
A guy doing push-ups at the gym. Guys at the office etc...
Nate: Damn! did you see that bitch eat that banana?
Matt: Hell yeah...she deep throated that shit!*...that's going in my spank bank.
Amber: ewe...you guys are sick!
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